Life Insurance

Financial Security for Your Loved Ones. The primary advantage of life insurance is the financial security it provides to your loved ones.

Mid-term cash flow plan

A Mid-Term Cash Flow Plan provides financial liquidity during key life stages—such as children’s education, marriage, or buying a home. It helps you meet medium-term financial goals while offering insurance protection. By combining savings and security, this plan ensures your commitments are met without affecting long-term wealth creation or causing financial stress.

Term Insurance

Term Insurance provides high life coverage at affordable premiums, making it an essential part of financial planning. It ensures your family’s financial security by offering a lump sum payout in case of untimely death during the policy term. With options for critical illness riders and flexible premium payment modes, a term plan is a smart way to build a strong financial shield for your loved ones.

Pension plan

A Pension Plan is a long-term retirement solution designed to provide a steady income stream in your post-retirement years. By investing during your earning phase, you can secure financial independence and enjoy a worry-free lifestyle after retirement. These plans offer flexible options such as annuity or lump sum payouts, along with tax benefits, making them an essential tool for a secure and comfortable future.

Group life Insurance

Group Life Insurance provides cost-effective life coverage to a group of individuals under a single master policy, typically offered by employers to their employees. It ensures financial protection for employees' families in the event of unforeseen circumstances while enhancing employee satisfaction and retention. With customizable options and add-on benefits, it is a valuable component of an organization’s HR and employee benefits program.

Key Man insurance

Key Man Insurance is a specialized policy designed to protect a business from financial loss resulting from the death or disability of a key employee or executive. It ensures business continuity, mitigates potential revenue loss, and strengthens confidence among investors and stakeholders. This plan is particularly valuable for start-ups and SMEs that rely on specific individuals for growth, strategy, and operations.

Employer-Employee Insurance

Employer-Employee Insurance is a mutually beneficial arrangement where an employer purchases a life insurance policy in the name of an employee, often to build loyalty or provide retirement benefits. It allows employers to create long-term value while enjoying tax advantages. For employees, it offers financial security and reinforces their sense of being valued by the organization.

Cancer Cover policy - Income Replacement plan

A Cancer Cover Policy with Income Replacement provides financial support in the event of a cancer diagnosis by offering regular payouts or a lump sum to cover medical expenses and household needs. It helps prevent financial disruption, especially when income is affected, offering both emotional reassurance and financial security during a challenging period.

Married Women’s Property (MWP) Act, 1874

Life insurance policies purchased under the Married Women’s Property (MWP) Act, 1874, are designed to protect the financial interests of a policyholder’s wife and children. Once registered under this Act, the policy benefits cannot be claimed by creditors or attached to settle debts, ensuring the family’s financial future remains secure and unattachable.